Tag Archives: Delta County

Do I need a title search?

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If you are new to home buying or selling and are trying to complete a transaction without a real estate professional, you may wonder why it is recommended to get a title search. The main reason that it is strongly encouraged is because it’s an avenue to ensure the piece of real estate is real and valid that you are purchasing. The title company checks for outstanding liens against the property and provides insurance as well as ownership history. This helps protect all parties involved. For example, the buyer wouldn’t ideally want to buy a home only to discover there is an outstanding lien on the property that has now become their legal responsibility. That new owner could end up being financially responsible for the full amount due even though they did not own the property when the bill resulted. By working with a title company on your closing, you have the piece of mind that a search has been done by the title company to ensure the property you are buying has “marketable” title and is able to be sold and by getting title insurance there will be some protection from things that could happen. If this process was not done, then you could potentially buy a home only to discover that there are other parties that may have ownership rights to the property as well the ability to use your property due to an existing easement in place. Also, it’s worth noting that if you are purchasing the real estate with a mortgage, your lender will likely require a title insurance policy as a condition of the financing being provided.

To learn more information about title companies, check out this article

If you are looking for a Title Company to speak with in Delta County, I would encourage you to contact these companies to assist you:

Bay Title & Abstract

905 N Lincoln Rd

Escanaba, MI 49829

(906) 233-9000

http://www.baytitle.com/

Delta Title & Abstract

201 Ludington St

Escanaba, MI 49829

(906) 786-3582

https://www.deltaabstract.com/

If you have questions about the home buying or selling process in the Upper Peninsula of Michigan, feel free to contact me. Whether your purchase or sale of a property is in the near future or further down the road, I’m here to help you on your real estate journey. My name is Rick Curtis and I am an Associate Broker with Key Realty Delta County in Escanaba, MI. Call/Text (906) 280-6118 or email Rick@KeyRealtyUP.com

Should Home Buyers get an Inspection?

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Home inspections are a tool all buyers can use. Some do, some don’t though. A home inspection breaks down the nitty gritty and provides a detailed look at the property you are considering buying. In the past my wife and I have bought homes with and without them.

Consider how much you are investing in the property you are buying and if the cost is worth the price being paid. In our area, they generally vary in price from $300-$600 depending on the size and other factors of the home.

When buying a home, knowledge is power. Typically, the more information you know in a real estate transaction, the more bargaining power you have. For example, if you know that the electrical inside the home is not wired correctly, this could become a bargaining chip inside of a negotiation. The seller may be willing to reduce the purchase price or make concessions after you have learned more details about the home from the inspection report. As a realtor, I recommend that my clients purchase this report when buying their homes for the best experience possible.

In the current housing market, some buyers may choose not to include this contingency item to make their offer more competitive, if this is done I would strongly suggest doing a detailed walkthrough when you see the home or have a qualified contractor/inspector present when your showing is being completed to ensure you are aware of possible concerns that will help you make your offer accordingly.

Check out this article for more information:

https://www.realtor.com/advice/buy/make-the-most-of-your-home-inspection/

If you have questions about the home buying or selling process in the Upper Peninsula of Michigan, feel free to contact me. Whether your purchase or sale of a property is in the near future or further down the road, I’m here to help you on your real estate journey. My name is Rick Curtis and I am an Associate Broker with Key Realty Delta County in Escanaba, MI. Call/Text (906) 280-6118 or email Rick@KeyRealtyUP.com

7.95 Acres in Rapid River

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Searching for property to build your dream home? Featuring 7.95 acres along S.15 Rd in Rapid River! This land is nestled down a quiet country road and close by to US 41, making it easy to commute to the Escanaba or Marquette areas. This property could be a great place to build a home or to use as a recreational headquarters since it’s close by to the Hiawatha National Forest offering thousands of acres of public land to enjoy! The property is a combination of wooded and open areas with mostly higher ground ideal for building. The land has perked in the past and a survey is on file as well for your reference.

– MLS 1131395

– Address: 7.95 Acres, S.15 Rd Rapid River, MI 49878

– 7.95 Acres

– Offered at $24,999

Click the link below to access the MLS Sheet:

https://upaor.paragonrels.com/publink/default.aspx?GUID=55367340-aaf4-4936-9b0b-947d7853e1bc&Report=Yes

How can I serve you?

Call or Text (906) 280-6118

Rick Curtis – Key Realty Delta County

Drone Video

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Check out this Drone Video of property in Rock,MI that was recently listed!

Details:

-274 Acres

-Cleared Building Site

-Timber Value

-Great Hunting

-Mud Creek

-Power

-Well

MLS 1128324

Offered at $269k

How can I serve you?

Call or Text (906) 280-6118