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Winter Wonderland

This morning we woke up to the trees frosted over. As long as this winter has been, it truly was beautiful. I love the times where the buzz of life is paused and we can appreciate the moment. The frost did not last long, as the sun came up, just as many moments in life pass us by. Nature’s reminder to stop and breathe from time to time.

Local Feature: Sledding at Ludington Park

Winters in the U.P. are long, so it is important to find activities to participate in to get out of the house. One fun activity is sledding at Ludington Park. On sunny winter days one will find people basking the sunshine overlooking the frozen lake as they enjoy a ride down the hill. This activity has it all: a beautiful view, fresh air and a thrill. Enjoy this winter activity and many more after the purchase of a home here.

Ideas to increase the value of your home to potential buyers

There are multiple ways to increase your home value from minor tweaks to major upgrades. What are some ways to add value to your home without breaking the bank?

1.) Installing new knobs and pulls on your kitchen cabinets.

2.) Painting the rooms in your home to present a fresh, new look to potential buyers.

3.) Change out the front door to make your home “pop” with curb appeal.

4.) Upgrade or change out light fixtures if they are dated or don’t go with the property.

5.) Add crown molding

6.) Upgrade appliances

For more ideas to increase the value of your home, check out the following links:

1.) Realtor.com

2.) HGTV

3.) DIY Network

How much house can I afford?

What we want and what we can afford may sometimes be a different story. We may want the most expensive lake home in our neighborhood or the log cabin of our dreams, our budget may not be on the same page with us. So, when looking for that next piece of property to purchase, a necessary question to ask is, “How much can I afford?”

According to bakrate.com your monthly payments should not equal more that 36% of your monthly income. This figure doesn’t only factor in your mortgage payment but all payments, like credit card, student loans, car loans etc. Taking on too large of a payment will put a strain on your budget and make other things, like saving for retirement or your kids college education more difficult. Take a look at these articles for more info on helping you determine how much home you can afford for your next purchase:

1.) Bank Rate

2.) Dave Ramsey

3.) Zillow

4.) Consumer Reports